Already own the property? Swift Line Capital's rehab loans give you the capital to complete your renovation — so you can increase the value, refinance into long-term financing, or get it rent-ready faster.
You already own the asset — now you need the capital to unlock its full potential. Our rehab loans are built for investors who are ready to add value and move on to the next step.
Designed for investors who already own the property and need capital specifically for the rehab — not the purchase.
We provide an extremely flexible draw schedule to cover your rehab work as the project progresses. Simply submit photos and request a draw.
We underwrite based on the property value and renovation plan — not your personal income or tax returns.
Complete the renovation, then refinance into a DSCR loan for long-term holds or get the property rent-ready and cash-flowing.
We are nationwide lenders and service all 50 states. If the deal makes sense, we can help.
Same-day approvals so you can get your contractor started and your project moving without delay.
Send us the property address, current value, renovation budget, and your estimated ARV after repairs.
Same-day approval with your loan terms, draw schedule, and total renovation financing available.
We order an appraisal (in person or desktop) and move to closing quickly. No slow underwriting delays.
Submit photos as work is completed and request draws. Funds are released fast so your contractor stays paid and on schedule.
Get your term sheet in 24 hours. No commitment until you're approved and ready to close.
Fill out the form below and a funding specialist will reach out to walk you through your options — no commitment required.