πŸ“ž Fast Funding Available β€” Call / Text Now: 803-653-6293

Fix & Flip Loans
Built for Investors Who Move Fast

Swift Line Capital funds fix and flip projects for new and experienced investors nationwide β€” with common-sense underwriting focused on the deal, not just your credit.

Loan Highlights

Loan Amounts$75K – $5M
LTC (Loan-to-Cost)Up to 90%
ARV FinancingUp to 75% ARV
Loan Terms1 – 24 Months
Approval SpeedSame Day
Closing Timeline2 – 3 Weeks
Credit Requirement660+ FICO

The Fix & Flip Lender That Actually Understands Deals

Our team are active investors ourselves. We've flipped properties and know exactly what you need β€” speed, flexibility, and a lender who won't slow your deal down.

⚑ Approval in 24 Hours

Submit your deal and get a term sheet same day. No waiting on committees or bureaucratic review cycles.

πŸ—οΈ Fund the Purchase + Rehab

We finance both the acquisition and the renovation β€” up to 90% of total project cost.

πŸ“‹ Minimal Documentation

No tax returns, no income verification. We underwrite based on the property and the deal, not your W-2.

πŸ”„ New & Experienced Welcome

First flip or fiftieth β€” we work with investors at every experience level. We evaluate the deal, not your resume.

πŸ—ΊοΈ All 50 States

We are nationwide lenders and service all 50 states. If the deal makes sense, we can help.

πŸ’° Draw-Based Rehab Funding

We provide an extremely flexible draw schedule to cover your rehab work as the project progresses. Simply submit photos and request a draw.

What We Look at to Approve Your Flip

  • βœ“ 660+ FICO credit score (higher scores unlock better rates)
  • βœ“ Property must be non-owner occupied (investment property)
  • βœ“ Solid purchase price relative to ARV (we look at the spread)
  • βœ“ Detailed scope of work / rehab budget
  • βœ“ Must have entity formed and in good standing prior to closing
  • βœ“ No recent bankruptcies or foreclosures within 3 years
  • βœ“ Property types: SFR, 2–4 units, condos, townhomes

From Application to Funded in Days

1
Submit Your Deal

Share the property address, purchase price, rehab budget, and your estimated ARV.

2
Get Your Term Sheet

We'll send you a no-obligation term sheet within 24 hours outlining your rate, terms, and loan amount.

3
Underwriting & Appraisal

We order an appraisal (either in person or desktop) and review final docs. Our process is fast β€” we know how to move.

4
Close & Get Funded

Sign at closing and receive your funds. Rehab draws are released as milestones are completed.

Ready to Fund Your Next Flip?

Get a term sheet in 24 hours. No credit check to apply, no commitment until you're approved.

Apply for a Fix & Flip Loan πŸ’¬ Text Us Now to Chat

Find Out What You Qualify For

Fill out the form below and a funding specialist will reach out to walk you through your options β€” no commitment required.