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SBA 7(a) & 504 Loans

Government-backed loans designed to give small businesses access to the lowest rates and longest terms available. SBA loans are ideal for established businesses looking for significant capital with favorable repayment structures.

Loan Highlights

Loan AmountUp to $5M
Credit Score680+ FICO
7(a) TermsUp to 10 Years
504 TermsUp to 25 Years
Time in Business2+ Years
RatesLowest Available
States ServedAll 50 States

The Best Rates in Business Lending

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Lowest Rates Available

SBA loans carry government-backed guarantees that allow lenders to offer the most competitive rates of any business loan product.

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Long Repayment Terms

Spread repayments over up to 25 years on real estate through the 504 program — keeping monthly payments low and cash flow healthy.

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Large Loan Amounts

Access up to $5 million for working capital, real estate, equipment, acquisitions, or refinancing existing debt.

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7(a) vs 504 — We Guide You

7(a) loans cover most business uses. 504 loans are designed for commercial real estate and large equipment. We help you pick the right fit.

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Government Guaranteed

The SBA guarantees a portion of the loan, reducing lender risk and giving you access to capital that might not otherwise be available.

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All 50 States

We are nationwide lenders. If the deal makes sense and you meet SBA guidelines, we can help you get funded anywhere in the country.

What It Takes to Qualify

How We Get You Funded

1

Pre-Qualification

We review your financials and credit to confirm SBA eligibility and determine whether 7(a) or 504 is the better fit for your goals.

2

Application & Docs

We guide you through the full SBA application — business financials, tax returns, and any required project documentation.

3

Underwriting

Your file is reviewed by an SBA-approved lender. We stay involved throughout to keep things moving and answer questions quickly.

4

Closing & Funding

Once approved, we coordinate closing and ensure funds are disbursed to your account or escrow promptly.

Ready to Apply for an SBA Loan?

SBA loans take more documentation but deliver the best terms available. Let our team guide you through every step.

Apply Now 💬 Text Us Now to Chat

Find Out What You Qualify For

Fill out the form below and a funding specialist will reach out to walk you through your options — no commitment required.