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HELOC
Put Your Property Equity to Work

A Home Equity Line of Credit (HELOC) lets you tap the equity sitting in your investment properties and turn it into deployable capital β€” for new deals, renovations, or business needs. Draw what you need, repay, and draw again.

Loan Highlights

Credit Lines$50K – $2M+
Max CLTVUp to 80%
Draw Period12 – 24 Months
StructureRevolving Line
Income VerificationMinimal / None
Approval Speed24–48 Hours
Credit Requirement660+ FICO

Three Types of HELOCs Available

Not every borrower looks the same β€” and neither does our HELOC lineup. We offer three distinct programs to match your financial profile and timeline.

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Traditional HELOC

  • βœ“Qualified based on income, employment, assets, and tax returns
  • βœ“Full ability-to-repay underwriting
  • βœ“Funds in 2–3 weeks
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Digital HELOC

  • βœ“Funds in as fast as 3 business days
  • βœ“620+ minimum credit score
  • βœ“100% Digital - Online application, electronic closing, desktop appraisal
  • βœ“Can take 1st, 2nd, or 3rd position on primary or investment properties
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Bank Statement HELOC

  • βœ“Designed for self-employed borrowers with high write-offs
  • βœ“Income calculated from bank deposits and cash flow β€” no tax returns needed
  • βœ“Approved based on bank statements

Stop Leaving Equity on the Table

Every property in your portfolio represents potential capital sitting idle. A HELOC turns that equity into a flexible, revolving credit tool β€” available when you need it, interest only when you draw.

πŸ”„ Revolving Access to Capital

Draw funds as you need them, repay, and draw again β€” without applying for a new loan each time.

πŸ’Έ Interest Only on What You Draw

You only pay interest on the portion of the line you actually use β€” not the full credit limit.

🏑 Primary or Investment Property Options

We offer HELOCs on both primary residences and investment properties β€” giving you more ways to access the equity you've built.

⚑ Our Digital HELOCs Fund as Fast as 3 Days

1st, 2nd, or 3rd position digital HELOCs β€” fully remote and can fund in as fast as three business days.

πŸ› οΈ Renovation Capital

Fund rehab projects on existing properties without disrupting your primary financing or draining reserves.

πŸ—ΊοΈ All 50 States

We are nationwide lenders and service all 50 states. If the deal makes sense, we can help.

What Investors Use HELOCs For

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Down Payment on Next Property

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Rehab & Renovation Costs

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Bridge & Gap Funding

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Business Capital Injection

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Closing Costs & Reserves

πŸ“ˆ

Portfolio Expansion

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Business Operating Capital

πŸ”—

Debt Consolidation

What We Need to Approve Your HELOC

  • βœ“ 620+ FICO credit score
  • βœ“ Sufficient equity in the property (typically 20–30%)
  • βœ“ Non-owner occupied investment or rental property
  • βœ“ Recent appraisal or BPO to establish current property value
  • βœ“ Clean title and no existing liens beyond first mortgage
  • βœ“ LLC or individual borrower accepted
  • βœ“ No income verification required in most cases

Get Your Line Approved Quickly

1
Tell Us About the Property

Share the property address, estimated value, and existing mortgage balance. We'll calculate available equity.

2
Receive Your Term Sheet

We'll outline your credit line amount, draw period, and interest terms within 24–48 hours.

3
Appraisal & Title

We order an appraisal to confirm value and run title. The process is fast and straightforward.

4
Close & Draw Anytime

Once funded, draw from your line whenever you need capital β€” for the next deal, renovation, or opportunity.

Unlock the Equity in Your Portfolio

Find out how much you can access from your investment property equity. Get a term sheet in 24–48 hours.

Apply for a HELOC πŸ’¬ Text Us Now to Chat

Find Out What You Qualify For

Fill out the form below and a funding specialist will reach out to walk you through your options β€” no commitment required.